Best Savings Accounts 2024 Instant Access Savings. Members without direct deposit will earn 1.20% apy on savings balances (including vaults) and 0.50% apy on checking balances. The saver requires a minimum.

Choose from different types of savings accounts to make more of your money, with better returns as interest rates rise. Currently, lendingclub, briodirect and everbank are all paying above 5.00% apy.